Claims

Fast, fair settlements when you need us most

🚨 Emergency Claims Line

Available 24/7 for critical incidents

How to Report a Claim

We understand that claims situations can be stressful. Our team is here to guide you through the process and settle valid claims promptly and fairly.

1

Report the Incident

Contact us immediately by phone or email. Provide your policy number and a brief description of the incident. We'll assign a claims handler within 24 hours.

2

Submit Documentation

Your claims handler will provide a checklist of required documents. This typically includes incident reports, correspondence, invoices, and supporting evidence.

3

Assessment

We review the claim against policy terms, conduct any necessary investigations, and determine coverage. You'll receive regular updates throughout.

4

Settlement

Once approved, we settle valid claims promptly. Payment is typically made within 10 business days of final approval and receipt of all documentation.

What You Need to Know

Notification Timescales

Most policies require prompt notification of potential claims. Review your policy wording for specific timescales, but as a general rule:

  • Liability claims: Notify us as soon as you become aware of any incident that may give rise to a claim
  • Surety bonds: Notify us immediately upon receipt of a demand or call on the bond
  • Credit insurance: Follow the notification procedure in your policy schedule

Required Documentation

Depending on the type of claim, you may need to provide:

  • Completed claims notification form
  • Policy schedule and relevant policy wording
  • Incident report or description of events
  • Correspondence with third parties
  • Invoices, contracts, or financial records
  • Photographs or other evidence
  • Legal documents (if applicable)

Your Obligations

To ensure your claim is handled smoothly:

  • Notify us promptly and comply with policy conditions
  • Take reasonable steps to minimise the loss
  • Provide complete and accurate information
  • Do not admit liability without our consent
  • Preserve evidence and documentation
  • Cooperate fully with our investigation

Contact Details

Claims Department
Email: claims@portman-insurance.com

Postal Address:
Portman Insurance SE - Claims Department
89-91 Rue du Faubourg Saint-Honoré
75008 Paris, France